The earnings and benefits you receive throughout your working life are entered into your pension record. Your future pension is calculated based on the information on your pension record. Check your record every year to make sure that your earnings and benefits are recorded correctly.

Your pension record is an estimate of how much pension you will get when you retire. The more years of work you have ahead of you, the more pension you will earn. If you are approaching retirement, your estimated pension amount stated on your pension record will be closer to the actual amount you will receive when you retire.

To check your pension record online, log in to the service (available mainly in Finnish and Swedish).

If you find errors or missing data on your pension record, immediately contact the pension provider that issued your pension record.

As of 1 January 2019, you can no longer get an online pension record from some of the pension providers. If your pension provider is one of them, you will be transferred to your pension provider’s website when you have logged into the online pension record service. You can order a printed pension record from your pension provider.

I would prefer to check my pension record online instead of receiving a printed record. What should I do?

Your own pension provider sends you a printed pension record every three years. If you no longer wish to receive the printed record, you can cancel it when you check your pension record online.  Once you have logged into the pension record service, you can select to cancel the printed record.

I don't have Finnish online banking credentials. How can I check my pension record?

If you life in Finland, you can request your pension record by phone

  • from your own pension provider, or
  • the Finnish Centre for Pensions, phone +358 29 411 2110.

The record will be sent to the address listed in the population register.

If you live abroad, you can request your pension record by phone if your foreign address is listed in the population register. In other cases, you can order the pension record by

  • faxing your request to +358 29 411 2595, or
  • writing to the address

Finnish Centre for Pensions
FI-00065 Eläketurvakeskus

Include your personal data, Finnish personal ID and your address in your letter. Don’t forget to sign it!

Why do I have to log in twice?

When you log into the pension record service, you are directed to an online service through which your own pension provider offers the record. That is why you may be asked to log in one more time. We are working on offering a direct route to your pension record.