The earnings and benefits you receive throughout your working life are entered into your pension record. Your future pension is calculated based on the information on your pension record. Check your record every year to make sure that your earnings and benefits are recorded correctly.
Your pension record is an estimate of how much pension you will get when you retire. The more years of work you have ahead of you, the more pension you will earn. If you are approaching retirement, your estimated pension amount stated on your pension record will be closer to the actual amount you will receive when you retire.
To check your pension record online, log in to the service (available mainly in Finnish and Swedish).
If you find errors or missing data on your pension record, immediately contact the pension provider that issued your pension record.
When you log into the pension record service, you are directed to an online service through which your own pension provider offers the record. That is why you may be asked to log in one more time. We are working on offering a direct route to your pension record.
Your own pension provider sends you a printed pension record every three years. If you no longer wish to receive the printed record, you can cancel it when you check your pension record online. Once you have logged into the pension record service, you can select to cancel the printed record.
If you life in Finland, you can request your pension record by phone
- from your own pension provider, or
- the Finnish Centre for Pensions, phone +358 29 411 2110.
The record will be sent to the address listed in the population register.
If you live abroad, you can request your pension record by phone if your foreign address is listed in the population register. In other cases, you can order the pension record by
- faxing your request to +358 9 148 1172, or
- writing to the address
Finnish Centre for Pensions
Include your personal data, Finnish personal ID and your address in your letter. Don’t forget to sign it!
You can start in a new employment or work as a self-employed person while you draw an old-age pension. In that case, you will accrue new pension at a rate of 1.5 per cent of your new annual income until you reach the age when your insurance obligation ends.
You will get information on the pension you earn while drawing a pension from the pension provider that pays your current earnings-related pension.
You can no longer get an online pension record from some of the pension providers. If your pension provider is one of them, you will be transferred to your pension provider’s website when you have logged into the online pension record service. You can order a printed pension record from your pension provider.