How do I claim a disability pension?

The length of the period for which you have received a sickness allowance determines when you can apply for a disability pension and the cash rehabilitation benefit. When you have received a sickness allowance for 150 days, Kela will notify you either of your rehabilitation opportunities or encourage you to apply for a disability pension. You should submit the pension application at this point to make sure that it can be processed before your right to a sickness allowance comes to an end.

The vocational rehabilitation benefit is always the first alternative before a disability pension. In connection with processing your application for a disability pension, your pension provider will also assess whether you meet the criteria for rehabilitation within the earnings-related pension system. If you do, you will get a preliminary decision of your right to rehabilitation without having to apply for it separately.

You can apply for the disability pension online via most pension providers’ websites. Check if your own pension provider offers that service (and in English). Apply for a disability pension from the earnings-related and the national pension schemes on the same form.

Go to your pension provider's online service.

If your own pension provider does not offer an online application service, you can fill in a paper from or print out a form (7002e) that you have filled in online.  To access the form, go to the footer or menu of

Attach medical statement B, detailing your health, to your application for a disability pension. If you are not receiving or applying for a sickness allowance, you can apply directly for a cash rehabilitation benefit or a disability pension.

The disability pension can be granted retroactively for a maximum of six months.

From a disability pension to an old-age pension

If you are on a disability pension, your pension will automatically become an old-age pension in due course. The retirement age valid when your disability pension started determines at what point your disability pension will become an old-age pension. For more information, contact the pension provider that pays your disability pension.

If you have worked while drawing a disability pension in 2005 or later, you have earned new pension funds for that work. You have to apply for that pension separately as an old-age pension.