If you have been posted to Finland from an EU or an EEA country, Switzerland or a country with which Finland has a social security agreement, you can remain covered by the social security laws of the country from which you were sent to Finland. In that case you need an A1 certificate for a posted employee from the country that has posted you. You will then earn a pension to that country for the period that you are posted to Finland.
Example: French worker
A French employer posts its employee who has been working in France to Finland for one year. The employee has been issued an A1 certificate for a posted employee by the authorities in France. The employee is insured in France (not in Finland under the Employees Pensions Act).
You are not to be insured in Finland under the Employees Pensions Act if you work for a foreign employer and have been posted to Finland
- on 1 January 2009 or later,
- for a maximum of two years, and
- from any other country than an EU/EEA country, Switzerland or a social security agreement country.
However, if Finnish social security laws were applied to you when your posting to Finland began, you have to be insured in Finland under the Employees Pensions Act.
Example: Japanese worker
A Japanese employer posts its worker, who works in Japan, to Finland for 11 months. The worker will work for the Japanese employer’s Finnish subsidiary in Finland. The worker is not to be insured in Finland under the Employees Pensions Act.
If the worker works in Finland fore more than two years, the Japanese employer must apply for an exemption from the obligation to insure from the Finnish Centre for Pensions. The exemption can be granted for a total period of five years at the most, counting from the date on which the worker first started to work in Finland. This requires that that the employer has taken out pension insurance for the worker elsewhere.
Example: Russian worker
A Russian employer sends its worker, who works in Russia, to Finland for four years. The employer has taken out a pension insurance for the worker in Russia for that period. The employer submits an application for an exemption to take out insurance in Finland under the Employees Pensions act. The employer attaches a certificate that proves that the employer is has taken out pension insurance for the worker in Russia. The Finnish Centre for Pensions grants the exemption. As a result, the worker is not insured in Finland under the Employees Pensions Act while working in Finland.
If the worker works in Finland for more than five years, the work done after the initial five years must be insured in Finland under the Employees Pensions Act.
For more information on how to take out pension insurance, contact the Finnish Centre for Pensions on weekdays from 9 a.m. to 3 p.m. by
- phone: +358 29 411 2110, or
- e-mail: ulkomaanasiat(at)etk.fi.
For information on residence-based social security, contact Kela.