Welcome to learn more about pensions! Työelä is a joint website for the whole Finnish earnings-related pension scheme and covers both the private and the public sector. It is also a route to pension services.

Työelä offers:

  • open information available for anyone interested,
  • services that are individual and require identification, and
  • links to pension providers’ services.

The Finnish Centre for Pensions owns the copyright to the shared pages of this service. The website deals with pensions in general terms, and the texts are not to be taken as legal texts.

Työelä is a joint website for the services of the earnings-related pension scheme in Finland. The following terms and conditions apply to the use of the service. Please read them before you use the site.

The Työelä service may include service-specific terms and conditions which the reader has to accept and to which these terms and conditions are secondary. The same applies to the websites of pension providers and other service producers that are linked to the Työelä site.

Created by the Finnish Centre for Pensions

The Finnish Centre for Pensions owns the copyright to the common pages in Työelä The editor-in-chief of the service is communications manager Johanna Louhimies. The content of the website is produced by the Communications Department at the Finnish Centre for Pensions.

The Finnish Centre for Pensions owns the copyright and other rights of this website. The Finnish Centre for Pensions has the right to make changes to the content, use and technology of this website and to restrict access to the website at any given time.

Despite the copyright, the open pages of the Työelä website can be freely quoted and copied. The liability for the content and its currency lies with the party quoting or copying content from Työelä Good practice requires that party quoting or copying material names the source.

General information – not legal texts

Työelä deals with pensions in general terms. The services that require identification offer personal pension information. The information on the open pages are informative and not to be taken as legal texts. The Finnish Centre for Pensions is not liable that the information in the Työelä service meets the needs of its user. Nor is the Finnish Centre for Pensions liable for the solutions or actions that the reader makes and takes based on the information on the website.

The Finnish Centre for Pensions does not guarantee that the website functions without disruptions.

The Finnish Centre for Pensions is not liable for any indirect, special or consequential, damage, expenses or loss caused by the use of this website.

The Finnish Centre for Pensions is not liable for any damage caused by disruptions in telecommunications, and data systems, malware or information security risks.

Työelä was originally launched on 9 December 2002.


This website works best with the more recent browser versions. If you experience problems, try using the service with another browser. Emptying the cache can also help.

PDF files

You need a reader program to print out the forms offered through Työelä

If you experience problems using PDF files, install the most recent version of Adobe Reader or a corresponding software. Download Acrobat Reader free of charge.


JavaScript is a programming language, which is used for assisting functions, such as to open new windows, administer error messages and verify input data.

Työelä uses JavaScript. Allow the use of JavaScript in your browser settings. JavaScript is usually permitted as default.

Pop-up windows

Make sure your browser allows the opening of pop-up windows.

We use cookies in, among other things, the chat function between you and our Customer Service. The cookies help us develop our services as they show us statistics on the number of visitors to our website. We also share information with our cooperative partners on how you use our website.

Cookies are small text files that can be used by websites to make a user’s experience more efficient.

The law states that we can store cookies on your device if they are strictly necessary for the operation of this site. For all other types of cookies we need your permission.

This site uses different types of cookies. Some cookies are placed by third party services that appear on our pages.

You can at any time change or withdraw your consent from the Cookie Declaration on our website.

Read more in our terms and conditions and instructions on who we are, how you can contact us and how we handle your personal data. The instructions include a link to, among other things, the privacy statement (available only in Finnish and Swedish).

Työelä offers services that require identification:

  • Check your pension record,
  • Claim your pension, and
  • Find your pension provider.

Links to these services are available on the frontpage of Työelä and on each content page. The links are marked with a lock icon.

Use e-Identification to identify yourself to these services. e-Identification is a shared identification service for public administration e-services. You can use the identification method of your preference.

Information about

The services that require identification use the data in the joint earnings and accrual register of the earnings-related pension scheme. The register is intended for the implementation of the earnings-related pension scheme. The use of the register data is governed by the EU’s General Data Protection Regulation (GDPR).

Encrypted connections

Työelä’s connections are encrypted. The encrypting secures the messages between the customer and this website so that they cannot be read by a third party.


Browsers use the cache memory in order to show a page that has already been downloaded faster. This means that the browser saves the page in the cache memory.

Remember to log out from Työelä and clear the cache and the browsing history when you have used services which require identification. This way you can make sure that the connection to your data in the data system is not left open and available to others.

You can empty your browser’s cache by clicking Ctlr+Shift+Del.