Check your retirement age

Select your year of birth. The calculator will tell you your retirement age.

Retirement age ?

Your retirement age is the first possible age at which you can retire on an old-age pension.

- Your estimated time in retirement based on life expectancy. ?

Life expectancy is the average number of years that a person of a certain age is expected to live if mortality remains unchanged. In Finland, life expectancy is calculated by Statistics Finland.

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Your target retirement age ?

Because people are living longer, the life expectancy coefficient has been introduced. It reduces the pension you receive. To offset the effect of the life expectancy coefficient, you need to work an additional length of time. This later retirement age is called your target retirement age.

- Your estimated time in retirement based on life expectancy. ?

Life expectancy is the average number of years that a person of a certain age is expected to live if mortality remains unchanged. In Finland, life expectancy is calculated by Statistics Finland.

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Calculate your pension

Use the pension calculator to estimate how much pension you will receive.

Pension reform 2017: What’s new?

Each age group has its own retirement age. Use the calculator to find out your own retirement age. If you are a wage earner, you will accrue a pension as of age 17. If you are self-employed, you will accrue a pension as of age 18. The accrual rate is 1.5% for all. Two new pensions have been introduced: the partial old-age pension and the years-of-service pension.

More about the pension reform
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What you should know about pensions when you’re about to enter your working life

Although you’re far away from retirement, it’s good to know about pensions already when you’re at the beginning of your working life. The choices you make along the way may also affect how much pension you’ll get when you do retire.

Good to know about pensions