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Työeläke.fi
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Read about pensions and your pension record. The service is produced by the Finnish Centre for Pensions.
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    • Estimate your future pension
    • Working longer pays off
    • Life expectancy coefficient
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    • National and guarantee pensions supplement low income
    • Combine work and retirement
  • Different pensions
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    • Old-age pension – Your retirement age is based on your year of birth
    • Flexible partial old-age pension
    • Back to work after rehabilitation
    • Disability pension if your working ability has been reduced
    • Years-of-service pension after long work history that requires great effort
    • Survivors’ pensions for widow/widower and children
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    • Pension from abroad to Finland
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    • Earnings-related pension paid abroad from Finland
  • Pensions for the self-employed
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    • What is YEL income?
    • Pension amount and contributions
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    • The Finnish Centre for Pensions supervises
  • Employer’s obligations
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    • Insurance and contributions in international situations
    • Public sector has its own pension act
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    • Finnish Centre for Pensions Supervises
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  • accrual rate
Eläkesanasto Ordlista Pension Glossary
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accrual rate

The accrual rate tells you how much your pension funds will grow.

  • Suomeksi: karttumisprosentti
  • På svenska: intjäningsprocent
  • In English: accrual rate
Back to Pension Glossary Updated 30.12.2025
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Työeläke.fi

Finnish Centre for Pensions
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Työeläke.fi explains what earnings-related pensions are, how you earn a pension and the role pensions play in different situations in life. Työeläke.fi helps you estimate your own retirement age and the amount of pension you will receive. It also directs you to your pension record and your individual pension data. The Finnish Centre for Pensions produced the content of and maintains the site.

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