Pension for family leave
When you take care of your own children at home, you earn pension benefits for periods that you are paid daily allowances for parents or a child home care allowance.
For more information on benefits paid during family leave, for how long they are paid and how they are determined, go to Kela’s website.
Calculate the impact of family leave on your earnings-related pension
The calculator calculates the amount of pension benefits you earn for periods of childcare and the amount of pension benefits you would earn from work during that same period. The pension is calculated for one parent and one child at a time.
How does your pension grow when you are on family leave?
When you take care of your own child under the age of three, you accrue pension for the period you receive daily allowances for parents (parental leave) and possibly also for the period that you receive a child home care allowance.
When you get daily allowances for parents, you earn pension benefits based on your annual earnings which have been increased by 21 per cent. If you have no earnings, you accrue pension benefits as if you had earnings worth 896.42 euros per month (in 2026).
If you receive a partial parental allowance, your pensionable income is 50 per cent of your annual income. That amount is then increased by 21 per cent. In addition, you earn pension for part-time work as usual based on your earnings from work or confirmed income for self-employment.
If you stay home to care for your own child under the age of three after the period of daily allowances for parents has ended, you also accrue pension for the time you receive the child home care allowance. Your pension then accrues based on a fixed euro amount (896.42 euros per month at the 2026 level). You accrue pension for the time you receive the child home care allowance until your youngest child cared for at home turns three.
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