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Työeläke.fi
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Read about pensions and your pension record. The service is produced by the Finnish Centre for Pensions.
  • Frontpage
  • Calculators
  • Pension record
  • News
  • What are pensions?
    • General
    • Pension providers grant pensions
    • Pensions financed with contributions and investments
    • National and guarantee pensions supplement low income
    • Other compensation
    • Voluntary supplementary pensions
  • How much pension?
    • General
    • Estimate your future pension
    • Working longer pays off
    • Life expectancy coefficient
    • Pension indexes
    • Pension for degrees
    • Pension for family leave
    • Pension for social security benefits
    • Combine work and retirement
  • Different pensions
    • General
    • Old-age pension – Your retirement age is based on your year of birth
    • Flexible partial old-age pension
    • Back to work after rehabilitation
    • Disability pension if your working ability has been reduced
    • Years-of-service pension after long work history that requires great effort
    • Survivors’ pensions for widow/widower and children
  • Claim your pension
    • General
    • Old-age pension
    • Partial old-age pension
    • Disability pension
    • Years-of-service pension
    • Survivors’ pension
    • How will my pension be paid and taxed?
    • Pension from abroad to Finland
    • Claim a pension from abroad
    • Earnings-related pension paid abroad from Finland
  • Pensions for the self-employed
    • General
    • When do I need insurance?
    • What is YEL income?
    • Pension amount and contributions
    • Social security of the self-employed based on confirmed income
    • The Finnish Centre for Pensions supervises
  • Employer’s obligations
    • Employer posts total contribution
    • Insure your foreign employees
    • Public sector has its own pension act
    • Private household as employer
    • Contributions in international situations
    • Finnish Centre for Pensions Supervises
  • Working abroad
    • General
    • Working abroad as an employee
    • Working abroad as a self-employed worker
  • New in Finland
    • General
    • Worker posted to Finland from abroad
    • Working in two countries
  • Forms
  • Pension Glossary
  • Contact information
  • Frontpage
  • Themes

Themes

What you should know about pensions when you’re about to enter your working life

Good to know about pensions

Plan your retirement journey

At the end of your career path

Three aspects of the 2025 pension reform

Q&A on the 2025 pension reform

What should you know about earnings-related pensions if you are an independent worker

FAQs about pensions for independent workers
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Työeläke.fi

Finnish Centre for Pensions
Customer service: +358 29 411 2110
Exchange: +358 29 411 20

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Työeläke.fi explains what earnings-related pensions are, how you earn a pension and the role pensions play in different situations in life. Työeläke.fi helps you estimate your own retirement age and the amount of pension you will receive. It also directs you to your pension record and your individual pension data. The Finnish Centre for Pensions produced the content of and maintains the site.

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