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In brief
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The employer´s supplementary pensions
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The salesman
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Always an entrepreneur
Mrs. Robinson
Pension from Sweden
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Working in Asia
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Just in case
Life goes on
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Financing
An investor myself
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The merry taxpayer
Twentyfive years old
Reform
Just to be sure
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Questions for young people
Age limits
Caring for a child
Military service and studies
Young self-employed person
Nora the child day-care mother
Young people's illness and rehabilitation
Simpson's rehabilitation
Ursula's rehabilitation
In case the worst happens
Charles and Christine
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Conflict or peace?
Work abroad
Further information
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Can I cope with my work?
Sources of information
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Partial disability pension
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Industry-specific special features
Local government employees
Seamen
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Part-time pension
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Industry-specific special features
Farmers
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Seamen
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Early old-age pension
Seamen
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Survivors' pension
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Child's pension
Industry-specific special features
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Index increases
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Last institution principle
Last institution principle
The pension card
Insurance
The policyholders and the insured
Who is an employee?
Who is self-employed?
Work covered by several pension acts
Insurance for the employees
Which pension act?
Where to take out insurance?
Work abroad
Private household as employer
Pension contribution
Contribution percentages
Supervision
Insurance for self-employed persons
Who is covered by YEL?
What about YEL?
Self-employed person abroad
Pension contribution
Supervision
Special situations
Freelance worker
Grant
New self-employed person
Rented doctor
Sportsman
Further questions
The statutory earnings-related pension scheme
News
A new age group reaches the age limit for the part-time pension
A pension accrues also from short-term employment
About every fourth person made use of the possibility provided by the pension reform to retire at the age of 63
Berry-pickers also have to be insured
Changes to earnings-related pension provision in 2006
Countering depression would support everybody's work ability
Disability pension recipients are interested in working occasionally
Earnings and accrual data for the earnings-related pensions into one single information system
Earnings-related pension data already for 50000 persons through online banking codes (11.3.2003)
Earnings-related pensions adjusted by five per cent in January
Employer costs restrain termination of ageing employees' employment
Enlargement of the EU means changes in the earnings-related pension (30.4.2004)
Finnish pension provision both financially and socially sustainable
Finns retire at about the age of 59 years
Flexibility in the pension contributions for self-employed persons from 2005
Flexible retirement age in use: moderate retirement on an old-age pension
Flexible retirement on the old-age pension
Freedom of choice and reward for continued participation in working life (18.2.2003)
Grant recipients have to remember to take out insurance
Has people's work ability improved?
Household incomes deteemined the supplementing of pension provision
Improved conditions for rehabilitation and the application for a pension (23.12.2003)
Increase in the number of pension applications
Information about state earnings-related pensions in plain language (3.5.2004)
last year 850000 persons received benefits
LEL and TaEL contributions confirmed
Moderate changes to the earnings-related pensions in 2003 (27.12.2002)
New buffer against investment risks
Now also young people accrue an earnings-related pension
Obtain information about your earnings-related pension provision in advance
One million pension records sent out
online pension calculators
Open Registers event
Pension contributions have to be paid also for rented personnel
Pension expenditure increases moderately
Pension expenditure will increase in the EU countries in coming years
Pension insurance for summer jobs (12.6.2003)
Pension insurance for summer jobs (2004)
Pension record also for small pension accruals
Pension reform and young people: Taken degree or qualification provides for the future
Pensioners' income 70 per cent of that of the working population
Pensions contributions confirmed
Periods of study which ended in the taking of a degree or qualification are listed in the pension record
Positive trend in effective retirement age and employment among ageing persons
Private-sector pension insurance simplified
Private-sector pension record sent annually
Rantala: Persons aged over 53 will get improved benefits at a favourable price
Recent study: Self-employed persons' pensions lag behind those of wage earners
Rehabilitation in order to make possible continued work or a return to work is economically worthwhile
Rehabilitation pays itself back
Retirement later than expected
Self-employed persons and salaried employees differ in choice of retirement age
Self-employed persons stay on in working life longer than do employees
Small adjustment to earnings-related pensions in January
The basis for calculating the pensionable wage will change
The bulletin Työvoitto provides information about earnings-related pensions
The effective retirement age has risen for ageing people
The Finnish pension scheme is egalitarian
The index is a crucial part of earnings-related pension provision (31.10.2003)
The last age group onto the unemployment pathway to retirement this year
The LEL Employment Pension Fund is now Etera (1.7.2003)
The new www.tyoelake.fi service (9.12.2002)
The number of persons who may retire increases
The number of posted workers has increased steeply
The pension compensates previous income fairly well
The pension record summarises your earnings-related pension provision
The reforms of the pre-retirement pensions have a significant effect on employment rates (13.11.2002)
Principles of earnings-related pension provision
General picture of the scheme
The organisation of the earnings-related pension scheme
Active parties within the earnings-related pension scheme
Statistical information on the scheme
Role of the labour market organisations
Financing
Is there enough money?
Origins
Private-sector earnings-related pensions 40 years
Teivo Pentikäinen
Reference literature on the history of the scheme
Statistics
Research and reports
Booklets
Links
Pension insurance companies and pension providers
Company pension funds
Industry-wide pension funds
Appellate bodies
Service organisations
Cooperation partners

YOUR WORK GIVES YOU A PENSION

A doubled
accrual rate

YOUR WORK GIVES YOU A PENSION

A doubled accrual rate

A doubled
accrual rate