Preliminary decision while employed

You can retire on a partial disability pension directly from employment. You may apply for a preliminary decision on the right to a partial disability pension while still in employment. An applicant who has received an affirmative decision may consider for nine months whether to retire or to continue working.

The partial disability pension is designed for an employee or a self-employed person whose work capacity has decreased due to an illness. The person is, however, still so fit for work that he or she can cope with part-time work or other tasks that may be lighter than the former ones.

The qualifying condition for entitlement to the pension is that the person’s earnings level drops because of an illness by not less than two fifths or 40 per cent. The decrease in earnings may, for example, be caused by reduced working hours or changes in tasks.

A partial disability pension does not, however, require part-time work. An unemployed person who receives unemployment daily allowance may be entitled to a partial disability pension. The amount of the partial disability pension is deducted from the unemployment allowance.

The partial disability pension amounts to half of the full disability pension.

Internal links:Calculating the pension, Requesting a pension estimate, Work or retirement?, Example calculators